FREE BUSINESS CREDIT & FUNDING READINESS ASSESSMENT

Business Credit & Funding Readiness Assessment

Find out what is ready and what needs attention before you seek business credit or funding.

Start with approximate information. This preliminary assessment is free. Any deeper review is fee confirmed after review, before paid work begins. Do not enter SSNs, EIN numbers, credit-account numbers or upload sensitive documents. Urban AZ does not promise funding, approval, credit limits, rates or timing.

Complete the eight short sections, view your preliminary result, then send a review request if you would like Urban AZ to help. Your answers are sent only when you submit the request form below.

1. Business Basics

Legal business name Entity type State of formation / operation Year established Does the business have an EIN? Industry / primary activity Number of owners

2. Business Identity & Credibility

Professional business address established? Dedicated business phone established? Professional business email / domain established? Business website established? Business listings established where appropriate? Is business information consistent across records and listings?

3. Banking & Financials

Business bank account open? Length of business banking relationship Approximate average monthly business deposits ($) Approximate monthly revenue ($) Bookkeeping system Current financial statements available? Business tax returns available for applicable years?

4. Business Credit Profile

Existing vendor accounts reporting business credit? Existing business credit cards? Prior business loans / lines of credit? D-U-N-S status, if applicable Known business-credit reporting / profile? Late payments or defaults on business obligations?

5. Personal Credit / Guarantor Readiness

Approximate personal credit range Major personal-credit derogatory items? Concerns about high credit utilization? Willing to personally guarantee if a lender requires it?

6. Funding Objective

Approximate funding amount requested ($) Intended use of funds Desired timing Funding type Is the request supported by revenue, records or a realistic business plan? Does your plan depend on guaranteed funding approval?

7. Compliance & Risk

Business in good standing? All required tax filings current? Outstanding tax issues? Unresolved payroll-tax issues? Existing liens / judgments? Required licenses current? Required insurance current?

8. Growth & Repayment Capacity

Business purpose / plan for the funding Expected revenue impact and assumptions Approximate current monthly business debt obligations ($) Approximate monthly amount available for debt payments ($) Repayment plan supported by cash flow / projections?

Your next step with Urban AZ

After viewing your result, review the summary below and enter your contact information to request help. Additional review: fee confirmed after review. Questions? 623-226-7948.

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Business Credit & Funding Readiness Assessment

Your next step with Urban AZ

Request an Urban AZ Funding Readiness Review

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